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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,149 | $96,388-89.5% | $80,627-87.4% | $139,466-92.7% |
| Participation rate | 95.8% | 73.6%+22.2pp | 67.0%+28.8pp | 80.3%+15.5pp |
| Annual return | 18.07% | 1352.08%-1334.0pp | 936.76%-918.7pp | 373.66%-355.6pp |
| Employer contribution / active EE | $1,610 | $3,260-50.6% | $2,723-40.8% | $4,754-66.1% |
| Participant deferral / active EE | $3,669 | $5,224-29.8% | $4,443-17.4% | $6,712-45.3% |
| Admin fee / account holder | $407 | $6,603-93.8% | $5,381-92.4% | $11,409-96.4% |