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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,367 | $78,520+316.9% | $96,576+239.0% | $82,448+297.1% |
| Participation rate | 96.0% | 77.7%+18.3pp | 81.4%+14.6pp | 68.1%+27.9pp |
| Annual return | 17.35% | 41.30%-23.9pp | 38.47%-21.1pp | 41.64%-24.3pp |
| Employer contribution / active EE | $2,801 | $2,630+6.5% | $3,553-21.2% | $2,551+9.8% |
| Participant deferral / active EE | $13,735 | $6,754+103.4% | $7,956+72.6% | $4,139+231.8% |
| Admin fee / account holder | $19,953 | $13,455+48.3% | $11,381+75.3% | $7,234+175.8% |