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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,874 | $72,269-53.1% | $101,271-66.6% | $79,852-57.6% |
| Participation rate | 91.4% | 68.5%+23.0pp | 75.8%+15.6pp | 69.6%+21.8pp |
| Annual return | 20.31% | 22.29%-2.0pp | 46.48%-26.2pp | 31.72%-11.4pp |
| Employer contribution / active EE | $2,824 | $2,692+4.9% | $3,660-22.8% | $2,471+14.3% |
| Participant deferral / active EE | $6,005 | $3,282+83.0% | $4,371+37.4% | $3,740+60.5% |
| Admin fee / account holder | $333 | $4,401-92.4% | $5,948-94.4% | $5,306-93.7% |