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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,657 | $93,124-83.2% | $77,100-79.7% | $134,545-88.4% |
| Participation rate | 28.6% | 74.5%-45.9pp | 67.9%-39.4pp | 81.2%-52.7pp |
| Annual return | -115.52% | 62.68%-178.2pp | 42.35%-157.9pp | 418.37%-533.9pp |
| Employer contribution / active EE | $1,023 | $3,421-70.1% | $2,815-63.6% | $4,742-78.4% |
| Participant deferral / active EE | $3,460 | $5,242-34.0% | $4,430-21.9% | $6,401-45.9% |
| Admin fee / account holder | $0 | $6,970-100.0% | $5,443-100.0% | $11,431-100.0% |