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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,439 | $217,432-68.5% | $185,849-63.2% | $167,536-59.1% |
| Participation rate | 80.0% | 86.1%-6.1pp | 81.7%-1.7pp | 82.1%-2.1pp |
| Annual return | 21.93% | 148.42%-126.5pp | 122.10%-100.2pp | 478.82%-456.9pp |
| Employer contribution / active EE | $5,326 | $5,875-9.3% | $5,169+3.0% | $4,839+10.1% |
| Participant deferral / active EE | $10,628 | $6,357+67.2% | $5,569+90.8% | $6,342+67.6% |
| Admin fee / account holder | $660 | $19,818-96.7% | $16,244-95.9% | $12,315-94.6% |