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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,671 | $183,539-51.1% | $155,556-42.4% | $145,897-38.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 17.84% | 61.31%-43.5pp | 64.84%-47.0pp | 552.29%-534.4pp |
| Employer contribution / active EE | $3,892 | $5,315-26.8% | $4,675-16.8% | $4,663-16.5% |
| Participant deferral / active EE | $11,063 | $6,467+71.1% | $5,631+96.5% | $6,689+65.4% |
| Admin fee / account holder | $1,259 | $19,275-93.5% | $15,885-92.1% | $13,390-90.6% |