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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,171 | $72,071+58.4% | $68,368+67.0% | $137,256-16.8% |
| Participation rate | 50.0% | 76.2%-26.2pp | 73.8%-23.8pp | 80.0%-30.0pp |
| Annual return | 79.84% | 353.14%-273.3pp | 292.57%-212.7pp | 220.34%-140.5pp |
| Employer contribution / active EE | $0 | $2,788-100.0% | $2,649-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $10,649 | $4,410+141.5% | $4,123+158.3% | $6,407+66.2% |
| Admin fee / account holder | $3,858 | $5,336-27.7% | $5,150-25.1% | $12,270-68.6% |