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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,191 | $100,073-12.9% | $85,126+2.4% | $145,877-40.2% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 15.85% | 84.11%-68.3pp | 66.63%-50.8pp | 551.28%-535.4pp |
| Employer contribution / active EE | $229 | $3,236-92.9% | $2,731-91.6% | $4,663-95.1% |
| Participant deferral / active EE | $26,750 | $5,294+405.3% | $4,523+491.4% | $6,691+299.8% |
| Admin fee / account holder | $665 | $7,261-90.8% | $6,160-89.2% | $13,402-95.0% |