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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,263 | $104,497-38.5% | $159,487-59.7% | $79,389-19.1% |
| Participation rate | 92.5% | 76.6%+15.8pp | 82.8%+9.6pp | 70.7%+21.7pp |
| Annual return | 40.84% | 67.98%-27.1pp | 263.71%-222.9pp | 116.89%-76.0pp |
| Employer contribution / active EE | $2,933 | $3,418-14.2% | $4,831-39.3% | $2,428+20.8% |
| Participant deferral / active EE | $8,104 | $6,468+25.3% | $7,354+10.2% | $4,046+100.3% |
| Admin fee / account holder | $3,106 | $711+336.6% | $10,804-71.2% | $626+395.9% |