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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,562 | $54,541-84.3% | $78,778-89.1% | $70,126-87.8% |
| Participation rate | 76.0% | 60.8%+15.2pp | 69.2%+6.8pp | 69.5%+6.5pp |
| Annual return | 19.85% | 21.07%-1.2pp | 35.62%-15.8pp | 73.15%-53.3pp |
| Employer contribution / active EE | $970 | $1,089-10.9% | $1,986-51.1% | $2,343-58.6% |
| Participant deferral / active EE | $3,058 | $2,210+38.3% | $2,958+3.4% | $3,332-8.2% |
| Admin fee / account holder | $911 | $3,709-75.4% | $5,134-82.3% | $4,645-80.4% |