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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,632 | $138,075-62.6% | $123,552-58.2% | $135,379-61.9% |
| Participation rate | 77.8% | 84.7%-7.0pp | 82.3%-4.5pp | 82.6%-4.9pp |
| Annual return | -7.27% | 153.70%-161.0pp | 119.20%-126.5pp | 519.79%-527.1pp |
| Employer contribution / active EE | $2,586 | $5,152-49.8% | $4,628-44.1% | $4,779-45.9% |
| Participant deferral / active EE | $6,186 | $6,800-9.0% | $6,426-3.7% | $5,609+10.3% |
| Admin fee / account holder | $1,105 | $10,917-89.9% | $9,285-88.1% | $10,828-89.8% |