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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,626 | $202,342-49.3% | $172,753-40.6% | $152,909-32.9% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 20.23% | 1029.88%-1009.6pp | 803.00%-782.8pp | 345.46%-325.2pp |
| Employer contribution / active EE | $10,220 | $5,857+74.5% | $5,144+98.7% | $4,764+114.5% |
| Participant deferral / active EE | $5,712 | $5,948-4.0% | $5,198+9.9% | $5,851-2.4% |
| Admin fee / account holder | $2,332 | $17,112-86.4% | $13,956-83.3% | $11,601-79.9% |