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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,791 | $152,619-44.4% | $125,195-32.3% | $152,909-44.5% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 29.04% | 54.85%-25.8pp | 43.79%-14.8pp | 345.46%-316.4pp |
| Employer contribution / active EE | $19,847 | $4,947+301.1% | $3,866+413.3% | $4,764+316.6% |
| Participant deferral / active EE | $12,141 | $5,869+106.9% | $4,937+145.9% | $5,851+107.5% |
| Admin fee / account holder | $12,203 | $13,437-9.2% | $9,704+25.8% | $11,601+5.2% |