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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,649 | $96,524-22.7% | $75,900-1.6% | $152,909-51.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.3%+30.7pp | 82.5%+17.5pp |
| Annual return | 23.47% | 33.93%-10.5pp | 30.73%-7.3pp | 345.46%-322.0pp |
| Employer contribution / active EE | $10,589 | $3,311+219.9% | $2,501+323.4% | $4,764+122.3% |
| Participant deferral / active EE | $4,883 | $4,554+7.2% | $3,604+35.5% | $5,851-16.5% |
| Admin fee / account holder | $23,892 | $8,082+195.6% | $5,421+340.7% | $11,601+106.0% |