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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,203 | $110,410+2.5% | $102,437+10.5% | $145,897-22.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 16.38% | 24.85%-8.5pp | 24.95%-8.6pp | 552.29%-535.9pp |
| Employer contribution / active EE | $12,313 | $4,217+192.0% | $3,871+218.1% | $4,663+164.1% |
| Participant deferral / active EE | $8,278 | $5,622+47.3% | $5,060+63.6% | $6,689+23.8% |
| Admin fee / account holder | $3,360 | $9,745-65.5% | $8,388-59.9% | $13,390-74.9% |