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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,812 | $190,916-13.1% | $160,037+3.6% | $134,545+23.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -14.84% | 552.79%-567.6pp | 408.95%-423.8pp | 418.37%-433.2pp |
| Employer contribution / active EE | $269 | $4,996-94.6% | $4,226-93.6% | $4,742-94.3% |
| Participant deferral / active EE | $15,458 | $6,925+123.2% | $6,184+150.0% | $6,401+141.5% |
| Admin fee / account holder | $2,443 | $10,497-76.7% | $8,716-72.0% | $11,431-78.6% |