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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,723 | $156,970-62.6% | $121,210-51.6% | $139,487-57.9% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 20.52% | 1477.10%-1456.6pp | 987.41%-966.9pp | 373.84%-353.3pp |
| Employer contribution / active EE | $2,400 | $5,546-56.7% | $4,171-42.5% | $4,755-49.5% |
| Participant deferral / active EE | $12,250 | $4,849+152.6% | $4,084+200.0% | $6,713+82.5% |
| Admin fee / account holder | $479 | $6,947-93.1% | $5,647-91.5% | $11,407-95.8% |