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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,576 | $85,171+209.5% | $172,752+52.6% | $72,975+261.2% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | -0.97% | 27.32%-28.3pp | 802.97%-803.9pp | 81.01%-82.0pp |
| Employer contribution / active EE | $2,815 | $3,324-15.3% | $5,144-45.3% | $2,440+15.4% |
| Participant deferral / active EE | $6,757 | $3,260+107.3% | $5,198+30.0% | $3,608+87.3% |
| Admin fee / account holder | $3,429 | $5,880-41.7% | $13,955-75.4% | $5,124-33.1% |