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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,640 | $202,342-21.6% | $172,753-8.2% | $152,909+3.7% |
| Participation rate | 50.0% | 87.1%-37.1pp | 82.6%-32.6pp | 82.5%-32.5pp |
| Annual return | 13.59% | 1029.88%-1016.3pp | 803.00%-789.4pp | 345.46%-331.9pp |
| Employer contribution / active EE | $1,485 | $5,857-74.6% | $5,144-71.1% | $4,764-68.8% |
| Participant deferral / active EE | $3,627 | $5,948-39.0% | $5,198-30.2% | $5,851-38.0% |
| Admin fee / account holder | $723,432 | $17,112+4127.7% | $13,956+5083.8% | $11,601+6136.1% |