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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,991 | $90,486+49.2% | $78,676+71.6% | $273,972-50.7% |
| Participation rate | 33.3% | 76.5%-43.2pp | 73.6%-40.2pp | 83.0%-49.7pp |
| Annual return | 11.62% | 75.62%-64.0pp | 62.19%-50.6pp | 41.46%-29.8pp |
| Employer contribution / active EE | $11,030 | $3,175+247.4% | $2,850+287.0% | $4,869+126.6% |
| Participant deferral / active EE | $6,256 | $3,901+60.4% | $3,517+77.9% | $5,287+18.3% |
| Admin fee / account holder | $33 | $5,263-99.4% | $4,510-99.3% | $10,133-99.7% |