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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,160 | $183,592-41.6% | $155,574-31.1% | $145,877-26.5% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 17.61% | 61.37%-43.8pp | 64.87%-47.3pp | 551.28%-533.7pp |
| Employer contribution / active EE | $5,436 | $5,317+2.2% | $4,676+16.3% | $4,663+16.6% |
| Participant deferral / active EE | $8,714 | $6,466+34.8% | $5,629+54.8% | $6,691+30.2% |
| Admin fee / account holder | $1,329 | $19,316-93.1% | $15,914-91.7% | $13,402-90.1% |