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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,008 | $93,617-54.1% | $135,982-68.4% | $75,177-42.8% |
| Participation rate | 81.4% | 75.2%+6.2pp | 81.9%-0.5pp | 67.2%+14.2pp |
| Annual return | 13.89% | 30.89%-17.0pp | 68.32%-54.4pp | 160.75%-146.9pp |
| Employer contribution / active EE | $2,297 | $3,538-35.1% | $4,859-52.7% | $2,671-14.0% |
| Participant deferral / active EE | $5,745 | $6,406-10.3% | $7,760-26.0% | $4,126+39.2% |
| Admin fee / account holder | $6,369 | $6,980-8.7% | $10,767-40.8% | $5,651+12.7% |