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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,518 | $73,978-14.1% | $96,515-34.2% | $75,173-15.5% |
| Participation rate | 62.5% | 66.4%-3.9pp | 74.3%-11.8pp | 67.2%-4.7pp |
| Annual return | 22.63% | 26.72%-4.1pp | 35.73%-13.1pp | 160.72%-138.1pp |
| Employer contribution / active EE | $2,182 | $2,931-25.6% | $3,740-41.7% | $2,671-18.3% |
| Participant deferral / active EE | $5,453 | $3,660+49.0% | $4,880+11.7% | $4,126+32.2% |
| Admin fee / account holder | $2,627 | $5,219-49.7% | $6,735-61.0% | $5,651-53.5% |