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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,741 | $96,691-87.9% | $86,656-86.5% | $139,487-91.6% |
| Participation rate | 73.3% | 74.4%-1.1pp | 71.7%+1.6pp | 80.3%-7.0pp |
| Annual return | 10.18% | 106.87%-96.7pp | 593.09%-582.9pp | 373.84%-363.7pp |
| Employer contribution / active EE | $0 | $3,267-100.0% | $3,025-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $5,791 | $4,838+19.7% | $4,439+30.5% | $6,713-13.7% |
| Admin fee / account holder | $18,673 | $6,414+191.1% | $5,619+232.3% | $11,407+63.7% |