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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,459 | $138,102+111.8% | $125,381+133.3% | $134,532+117.4% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.72% | 750.73%-768.4pp | 572.31%-590.0pp | 418.27%-436.0pp |
| Employer contribution / active EE | $26,564 | $5,245+406.4% | $4,815+451.7% | $4,741+460.3% |
| Participant deferral / active EE | $14,563 | $7,801+86.7% | $7,448+95.5% | $6,401+127.5% |
| Admin fee / account holder | $8,441 | $11,568-27.0% | $10,007-15.7% | $11,429-26.1% |