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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,714 | $105,158-96.5% | $94,672-96.1% | $139,487-97.3% |
| Participation rate | 80.0% | 82.4%-2.4pp | 80.8%-0.8pp | 80.3%-0.3pp |
| Annual return | 18.26% | 38.11%-19.8pp | 156.89%-138.6pp | 373.84%-355.6pp |
| Employer contribution / active EE | $1,920 | $4,107-53.3% | $3,673-47.7% | $4,755-59.6% |
| Participant deferral / active EE | $2,666 | $7,599-64.9% | $7,417-64.1% | $6,713-60.3% |
| Admin fee / account holder | $2,124 | $8,972-76.3% | $7,222-70.6% | $11,407-81.4% |