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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,113 | $124,346-68.5% | $111,306-64.9% | $167,553-76.7% |
| Participation rate | 73.3% | 79.6%-6.3pp | 77.3%-4.0pp | 82.1%-8.8pp |
| Annual return | 17.94% | 37.46%-19.5pp | 54.67%-36.7pp | 478.89%-461.0pp |
| Employer contribution / active EE | $1,117 | $3,438-67.5% | $2,732-59.1% | $4,840-76.9% |
| Participant deferral / active EE | $5,715 | $5,182+10.3% | $4,488+27.4% | $6,343-9.9% |
| Admin fee / account holder | $753 | $10,623-92.9% | $7,966-90.6% | $12,316-93.9% |