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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,866 | $117,829-39.9% | $102,423-30.8% | $145,877-51.4% |
| Participation rate | 80.0% | 78.6%+1.4pp | 76.5%+3.5pp | 80.3%-0.3pp |
| Annual return | 16.34% | 31.83%-15.5pp | 29.42%-13.1pp | 551.28%-534.9pp |
| Employer contribution / active EE | $2,013 | $3,615-44.3% | $3,023-33.4% | $4,663-56.8% |
| Participant deferral / active EE | $7,733 | $5,732+34.9% | $5,054+53.0% | $6,691+15.6% |
| Admin fee / account holder | $5,964 | $13,335-55.3% | $9,455-36.9% | $13,402-55.5% |