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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,866 | $117,895-39.9% | $102,460-30.8% | $145,897-51.4% |
| Participation rate | 80.0% | 78.6%+1.4pp | 76.5%+3.5pp | 80.3%-0.3pp |
| Annual return | 16.34% | 31.92%-15.6pp | 29.47%-13.1pp | 552.29%-536.0pp |
| Employer contribution / active EE | $2,013 | $3,619-44.4% | $3,025-33.5% | $4,663-56.8% |
| Participant deferral / active EE | $7,733 | $5,736+34.8% | $5,056+52.9% | $6,689+15.6% |
| Admin fee / account holder | $5,964 | $13,353-55.3% | $9,460-37.0% | $13,390-55.5% |