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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,771 | $124,425-31.9% | $112,040-24.3% | $137,256-38.2% |
| Participation rate | 0.0% | 79.3%-79.3pp | 76.5%-76.5pp | 80.0%-80.0pp |
| Annual return | 14.39% | 24.72%-10.3pp | 24.52%-10.1pp | 220.34%-205.9pp |
| Employer contribution / active EE | $3,770 | $3,411+10.5% | $2,954+27.6% | $4,156-9.3% |
| Participant deferral / active EE | $17,878 | $5,718+212.6% | $5,098+250.7% | $6,407+179.0% |
| Admin fee / account holder | $119,204 | $15,207+683.9% | $12,098+885.3% | $12,270+871.5% |