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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,128 | $87,059-11.4% | $105,608-27.0% | $80,925-4.7% |
| Participation rate | 97.5% | 70.4%+27.1pp | 75.3%+22.2pp | 67.7%+29.8pp |
| Annual return | 17.31% | 17.05%+0.3pp | 116.50%-99.2pp | 35.65%-18.3pp |
| Employer contribution / active EE | $16,277 | $2,396+579.2% | $3,167+414.0% | $2,756+490.6% |
| Participant deferral / active EE | $29,604 | $3,986+642.7% | $5,010+491.0% | $4,299+588.7% |
| Admin fee / account holder | $13,942 | $8,443+65.1% | $11,028+26.4% | $6,940+100.9% |