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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,408 | $166,131-99.2% | $164,975-99.1% | $145,877-99.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 15.03% | 100.37%-85.3pp | 70.12%-55.1pp | 551.28%-536.3pp |
| Employer contribution / active EE | $2,531 | $5,276-52.0% | $4,343-41.7% | $4,663-45.7% |
| Participant deferral / active EE | $22,079 | $6,962+217.1% | $6,033+265.9% | $6,691+230.0% |
| Admin fee / account holder | $874,985 | $16,648+5155.8% | $12,688+6796.0% | $13,402+6428.7% |