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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,408 | $166,268-99.2% | $165,100-99.1% | $145,897-99.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 15.03% | 100.52%-85.5pp | 70.21%-55.2pp | 552.29%-537.3pp |
| Employer contribution / active EE | $2,531 | $5,284-52.1% | $4,348-41.8% | $4,663-45.7% |
| Participant deferral / active EE | $22,079 | $6,964+217.0% | $6,035+265.8% | $6,689+230.1% |
| Admin fee / account holder | $874,985 | $16,659+5152.3% | $12,696+6792.1% | $13,390+6434.4% |