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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,453 | $148,629+89.4% | $135,982+107.0% | $139,487+101.8% |
| Participation rate | 5.9% | 83.9%-78.0pp | 81.9%-76.0pp | 80.3%-74.5pp |
| Annual return | 0.00% | 79.33%-79.3pp | 68.32%-68.3pp | 373.84%-373.8pp |
| Employer contribution / active EE | $2,547 | $5,247-51.5% | $4,859-47.6% | $4,755-46.4% |
| Participant deferral / active EE | $5,738 | $8,102-29.2% | $7,760-26.1% | $6,713-14.5% |
| Admin fee / account holder | $230 | $12,406-98.1% | $10,767-97.9% | $11,407-98.0% |