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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,825 | $103,392-87.6% | $87,104-85.3% | $152,897-91.6% |
| Participation rate | 41.2% | 79.4%-38.2pp | 76.9%-35.7pp | 82.5%-41.3pp |
| Annual return | 30.56% | 28.10%+2.5pp | 28.19%+2.4pp | 345.43%-314.9pp |
| Employer contribution / active EE | $1,075 | $3,221-66.6% | $2,521-57.4% | $4,764-77.4% |
| Participant deferral / active EE | $1,541 | $4,778-67.7% | $4,048-61.9% | $5,851-73.7% |
| Admin fee / account holder | $131 | $12,194-98.9% | $7,491-98.3% | $11,599-98.9% |