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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,008 | $98,240-87.8% | $82,312-85.4% | $147,586-91.9% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 22.08% | 30.85%-8.8pp | 25.88%-3.8pp | 578.59%-556.5pp |
| Employer contribution / active EE | $1,954 | $3,192-38.8% | $2,428-19.5% | $4,876-59.9% |
| Participant deferral / active EE | $5,802 | $4,383+32.4% | $3,706+56.6% | $5,439+6.7% |
| Admin fee / account holder | $6,632 | $8,563-22.6% | $5,608+18.3% | $10,886-39.1% |