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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,517 | $67,411-63.6% | $91,004-73.1% | $70,124-65.0% |
| Participation rate | 96.6% | 71.4%+25.2pp | 75.6%+20.9pp | 69.5%+27.0pp |
| Annual return | 23.61% | -40.16%+63.8pp | 4.60%+19.0pp | 73.14%-49.5pp |
| Employer contribution / active EE | $796 | $1,786-55.4% | $2,456-67.6% | $2,342-66.0% |
| Participant deferral / active EE | $899 | $2,823-68.1% | $3,548-74.6% | $3,332-73.0% |
| Admin fee / account holder | $1,535 | $4,236-63.8% | $5,417-71.7% | $4,645-67.0% |