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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,391 | $102,385-33.2% | $147,080-53.5% | $80,935-15.5% |
| Participation rate | 98.5% | 75.9%+22.7pp | 82.2%+16.3pp | 67.7%+30.9pp |
| Annual return | 10.27% | 135.09%-124.8pp | 420.17%-409.9pp | 35.66%-25.4pp |
| Employer contribution / active EE | $7,233 | $3,717+94.6% | $4,933+46.6% | $2,757+162.4% |
| Participant deferral / active EE | $6,256 | $6,651-5.9% | $8,066-22.4% | $4,299+45.5% |
| Admin fee / account holder | $1,306 | $7,951-83.6% | $12,989-89.9% | $6,924-81.1% |