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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,384 | $106,247-39.4% | $96,515-33.3% | $139,466-53.8% |
| Participation rate | 63.6% | 77.8%-14.2pp | 74.3%-10.7pp | 80.3%-16.7pp |
| Annual return | 22.07% | 38.47%-16.4pp | 35.73%-13.7pp | 373.66%-351.6pp |
| Employer contribution / active EE | $1,435 | $4,106-65.1% | $3,740-61.6% | $4,754-69.8% |
| Participant deferral / active EE | $1,757 | $5,456-67.8% | $4,880-64.0% | $6,712-73.8% |
| Admin fee / account holder | $1,053 | $7,885-86.6% | $6,735-84.4% | $11,409-90.8% |