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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,037 | $88,754-70.7% | $81,820-68.2% | $145,877-82.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 13.31% | 1031.77%-1018.5pp | 777.93%-764.6pp | 551.28%-538.0pp |
| Employer contribution / active EE | $2,702 | $3,085-12.4% | $2,915-7.3% | $4,663-42.1% |
| Participant deferral / active EE | $6,098 | $4,648+31.2% | $4,323+41.1% | $6,691-8.9% |
| Admin fee / account holder | $1,440 | $8,424-82.9% | $7,391-80.5% | $13,402-89.3% |