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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,039 | $102,663-33.7% | $86,216-21.1% | $139,466-51.2% |
| Participation rate | 66.7% | 74.5%-7.8pp | 69.0%-2.3pp | 80.3%-13.7pp |
| Annual return | 26.04% | 1924.52%-1898.5pp | 1169.42%-1143.4pp | 373.66%-347.6pp |
| Employer contribution / active EE | $1,982 | $3,035-34.7% | $2,382-16.8% | $4,754-58.3% |
| Participant deferral / active EE | $14,442 | $4,677+208.8% | $3,986+262.3% | $6,712+115.2% |
| Admin fee / account holder | $231 | $8,663-97.3% | $6,853-96.6% | $11,409-98.0% |