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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,985 | $153,769-90.9% | $133,975-89.6% | $273,972-94.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 6.46% | 36.51%-30.0pp | 29.29%-22.8pp | 41.46%-35.0pp |
| Employer contribution / active EE | $2,715 | $6,029-55.0% | $5,211-47.9% | $4,869-44.2% |
| Participant deferral / active EE | $2,644 | $6,958-62.0% | $6,282-57.9% | $5,287-50.0% |
| Admin fee / account holder | $680 | $11,765-94.2% | $9,324-92.7% | $10,133-93.3% |