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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,259 | $135,956-41.7% | $123,894-36.0% | $273,972-71.1% |
| Participation rate | 88.9% | 84.1%+4.8pp | 81.4%+7.5pp | 83.0%+5.9pp |
| Annual return | 10.76% | 56.63%-45.9pp | 47.52%-36.8pp | 41.46%-30.7pp |
| Employer contribution / active EE | $11,591 | $5,170+124.2% | $4,617+151.1% | $4,869+138.1% |
| Participant deferral / active EE | $13,193 | $6,343+108.0% | $5,984+120.5% | $5,287+149.5% |
| Admin fee / account holder | $794 | $9,817-91.9% | $8,357-90.5% | $10,133-92.2% |