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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,139 | $150,435-72.0% | $120,580-65.1% | $145,897-71.1% |
| Participation rate | 100.0% | 78.8%+21.2pp | 72.0%+28.0pp | 80.3%+19.7pp |
| Annual return | 13.50% | 154.60%-141.1pp | 107.48%-94.0pp | 552.29%-538.8pp |
| Employer contribution / active EE | $3,914 | $4,352-10.1% | $3,469+12.8% | $4,663-16.1% |
| Participant deferral / active EE | $7,389 | $6,174+19.7% | $4,995+47.9% | $6,689+10.5% |
| Admin fee / account holder | $307 | $12,182-97.5% | $9,418-96.7% | $13,390-97.7% |