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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,285 | $167,362-41.9% | $143,799-32.3% | $134,532-27.7% |
| Participation rate | 60.0% | 84.8%-24.8pp | 80.3%-20.3pp | 81.2%-21.2pp |
| Annual return | -18.72% | 0.47%-19.2pp | -0.04%-18.7pp | 418.27%-437.0pp |
| Employer contribution / active EE | $1,436 | $5,620-74.5% | $4,952-71.0% | $4,741-69.7% |
| Participant deferral / active EE | $15,719 | $6,447+143.8% | $5,638+178.8% | $6,401+145.6% |
| Admin fee / account holder | $18,637 | $18,094+3.0% | $14,677+27.0% | $11,429+63.1% |