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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,763 | $95,915-70.0% | $79,580-63.9% | $134,532-78.6% |
| Participation rate | 64.7% | 75.0%-10.3pp | 69.5%-4.8pp | 81.2%-16.5pp |
| Annual return | -82.01% | -2.71%-79.3pp | 0.15%-82.2pp | 418.27%-500.3pp |
| Employer contribution / active EE | $2,233 | $3,129-28.6% | $2,413-7.5% | $4,741-52.9% |
| Participant deferral / active EE | $4,565 | $4,693-2.7% | $3,985+14.6% | $6,401-28.7% |
| Admin fee / account holder | $0 | $9,132-100.0% | $6,835-100.0% | $11,429-100.0% |