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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,317 | $185,883+19.6% | $170,043+30.7% | $139,466+59.4% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 20.16% | 60.54%-40.4pp | 53.40%-33.2pp | 373.66%-353.5pp |
| Employer contribution / active EE | $13,931 | $7,596+83.4% | $6,790+105.2% | $4,754+193.0% |
| Participant deferral / active EE | $19,720 | $11,626+69.6% | $10,410+89.4% | $6,712+193.8% |
| Admin fee / account holder | $1,568 | $15,393-89.8% | $12,824-87.8% | $11,409-86.3% |