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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,604 | $124,330-67.3% | $109,173-62.8% | $167,536-75.8% |
| Participation rate | 60.0% | 79.5%-19.5pp | 75.9%-15.9pp | 82.1%-22.1pp |
| Annual return | 14.11% | 26.04%-11.9pp | 25.75%-11.6pp | 478.82%-464.7pp |
| Employer contribution / active EE | $1,764 | $4,209-58.1% | $3,723-52.6% | $4,839-63.5% |
| Participant deferral / active EE | $4,186 | $5,256-20.4% | $4,654-10.1% | $6,342-34.0% |
| Admin fee / account holder | $3,967 | $7,974-50.2% | $6,755-41.3% | $12,315-67.8% |