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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,275 | $110,410-62.6% | $102,437-59.7% | $145,897-71.7% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 12.66% | 24.85%-12.2pp | 24.95%-12.3pp | 552.29%-539.6pp |
| Employer contribution / active EE | $2,053 | $4,217-51.3% | $3,871-47.0% | $4,663-56.0% |
| Participant deferral / active EE | $3,834 | $5,622-31.8% | $5,060-24.2% | $6,689-42.7% |
| Admin fee / account holder | $468 | $9,745-95.2% | $8,388-94.4% | $13,390-96.5% |