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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,099 | $73,988-45.8% | $96,538-58.5% | $75,177-46.7% |
| Participation rate | 55.7% | 66.4%-10.7pp | 74.3%-18.6pp | 67.2%-11.5pp |
| Annual return | 23.88% | 26.73%-2.8pp | 35.74%-11.9pp | 160.75%-136.9pp |
| Employer contribution / active EE | $1,284 | $2,930-56.2% | $3,740-65.7% | $2,671-51.9% |
| Participant deferral / active EE | $2,828 | $3,660-22.8% | $4,880-42.1% | $4,126-31.5% |
| Admin fee / account holder | $2,635 | $5,220-49.5% | $6,737-60.9% | $5,651-53.4% |