Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,990 | $88,370-84.2% | $112,977-87.6% | $79,852-82.5% |
| Participation rate | 62.5% | 76.8%-14.3pp | 82.6%-20.1pp | 69.6%-7.1pp |
| Annual return | 15.45% | 23.16%-7.7pp | 24.24%-8.8pp | 31.72%-16.3pp |
| Employer contribution / active EE | $1,380 | $3,398-59.4% | $4,255-67.6% | $2,471-44.1% |
| Participant deferral / active EE | $2,050 | $4,536-54.8% | $5,836-64.9% | $3,740-45.2% |
| Admin fee / account holder | $2,020 | $5,750-64.9% | $6,294-67.9% | $5,306-61.9% |