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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,208 | $106,247-34.9% | $96,515-28.3% | $139,466-50.4% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 8.87% | 38.47%-29.6pp | 35.73%-26.9pp | 373.66%-364.8pp |
| Employer contribution / active EE | $8,448 | $4,106+105.8% | $3,740+125.9% | $4,754+77.7% |
| Participant deferral / active EE | $992 | $5,456-81.8% | $4,880-79.7% | $6,712-85.2% |
| Admin fee / account holder | $8,748 | $7,885+10.9% | $6,735+29.9% | $11,409-23.3% |